Date published: 16/06/23 All content in this article is intended to be general in nature and does not constitute and is not intended to be financial or professional advice.

ROLLiN doesn’t have an insurance policy that’s specific for hybrid EVs. Instead, we’ve got a comprehensive car insurance policy that includes cover for electric car batteries, charging cables, wall boxes and adapters (which you can see in our PDS). So, pretty much anything a hybrid EV might need*.

When you insure your car, you give yourself financial protection against damage that can happen during a car accident. When the worst happens, your pals at ROLLiN’ can help protect you against financial loss in the event of an accident or theft.

*Conditions, limitations and exclusions apply.

Mild Hybrids – a lot of newer cars have what’s called a “mild hybrid” system. This means they have smaller and less powerful batteries of a full on hybrid, so while they can support the engine during acceleration and cruising, but can’t power the vehicle by itself.

Full Hybrids – but these babies can. They have both an internal combustion engine and an electric battery, both of which can power the car independently. The thing with these ones is that hybrids can only travel for a short distance on just electric power, and you can’t choose when it swaps - it’s dependent on the driving conditions. You also don’t charge the battery by plugging it in. Instead, it’s charged through regenerative braking and by the internal combustion engine. Basically, that boi is gonna charge itself so don’t stress.

Plug-In Hybrids (PHEVs) – these guys you can plug in when you need a charge. This means, PHEV drivers have the choice of topping up on either fuel or electricity, because their car can run on just petrol or the sweet nectar of electricity, depending on what’s available.

EV’s with Range Extenders (REXs) – there’s hangxiety (which we suffer from), and then there’s range anxiety (which ev drivers suffer from). This is talking about when ev drivers have anxiety about their battery running out before they reach their destination or a charging station. Some electric vehicles are equipped with tiny little fuel based power units (AKA range extenders) that power an electric generator that charges the vehicle’s battery. Not only does it help ev drivers feel less range anxiety (rangxiety?), but it also means less stops at recharging stations.

There’s a lot of different factors that can change your insurance premiums. This might include the driver’s age, when your car was built and how old it is or even where you park it. Premiums can also change depending on what car you drive.

There’s a few reasons why hybrid cars may be a bit more expensive to insure compared to petrol cars.

First up is price. Simply put, hybrids are typically more expensive than traditional cars. This unfortunately means higher premiums. What’s more, hybrids are a relatively new thing, and that means when their parts need a replacement they’re harder to find, and that can make it even more expensive. Hybrids are also usually a lot quieter than the average car. And this may seem like something that has nothing to do with higher premiums,but because they’re more difficult to hear, hybrids are more likely to be involved in accidents with cyclists and pedestrians. High risk of accident = higher premiums.

Something else to consider is that hybrids are more popular in highly populated areas like cities. You know those places where there’s a heap of collisions, theft and vandalism? Stats like that also drive up premiums.

Lastly, because you have peace of mind that you’re cutting emissions when you drive your hybrid, you might be likely to drive more. And if you’re clocking more ks you’re more at risk of accidents.

But luckily, you’ve come to the right place - while other car insurance companies may bump up your premiums if you’ve gotten yourself a hybrid car, ROLLiN’ doesn’t have higher premiums for hybrid car owners. We’d never be mean just because you’re green! Head to our website and grab a quote with us today and see for yourself. We’d love to roll with you and your hybrid!

Hybrid cars emit way less greenhouse gas than your average petrol car. The main one that we’re worried about is carbon dioxide - you know the stuff that wreaks havoc on the ozone layer. According to government data, it’s estimated that in Australia, hybrids produce 30 percent less carbon dioxide than a traditional car does. Not bad, not bad.

Hybrid evs swap in and out of their electric battery and internal combustion engine depending on driving conditions and what’s most efficient. So while you’re not running completely on electric, you’re still reducing your fuel consumption and cutting emissions. You go, girl.

If you’re a fancy boi and you go for a plug-in hybrid, you have the option of running on fuel or electricity because you can top up both as you please. This basically means if you only really take short trips, you can run on just electricity, and have the fuel powered engine as a back for the occasional longer trips.

Hybrids are a great option for people who are keen to ditch fuel powered cars, but aren’t quite ready to make the switch to a fully electric vehicle - which might be due to funds, location or a heap of other factors. Plus, they can help you calm that range anxiety.

Mo’ money, less problems - hybrid evs have fuel powered engines and an electric battery. So by running on electricity when it’s most efficient can help take the bite out of those petrol station stops. While a fully electric vehicle would mean you never have to buy fuel again, a hybrid offers lower fuel consumption at a smaller upfront cost.

Greener not meaner - hybrids are great if you’re after a cheaper alternative for an ev - they’re not fully electric like an ev, but they still use less fuel than a petrol car. Their upfront costs aren’t as scary as evs, but you still cut down your emissions significantly. If you’ve got a plug-in hybrid, you can essentially run on just electricity if you’re regularly doing shorter trips, and then have the petrol powered engine as a backup for when you need it.

Shut up and drive - with hybrids, you won’t need to stop and charge as much as you would with a fully electric vehicle. Hybrid evs run on both an internal combustion engine and an electric motor, and they swap between the two depending on the driving conditions. This means they automatically recharge your battery, so you don't have to monitor the battery level or plug it into power outlets. While that does mean you can only top up with petrol, it does take the edge of that pesky range anxiety, and helps you cut those even peskier emissions.

Check out more here.

STEP 1

Be super cool. Done? Moving on.

STEP 2

Head to our website. You’re already here? Awesome, you’re killing it. That’s where you find everything you need to know about ROLLiN’; what our monthly policy is all about and what we offer.

STEP 3

Go to the “Grab a quote” section. Here you'll find more about the cost of rolling with us. We have a sneaking suspicion you’ll be pleasantly surprised.

STEP 4

Once you’ve got your quote and you’ve been approved for a policy, it’s time to decide if ROLLiN is right for you. If you’re feeling a little scared, that’s all g - our policies are monthly, so we won’t charge you a cancellation fee if you’ve gotta skedaddle (we’ll also reimburse you on a pro rata basis for any time remaining on your policy if you want to break up). But if you’re still feeling scared and want to talk to an actual person, head to our support section here, and we’ll help you out asap.

This is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations available from rollininsurance.com.au. Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as Rollin’ Insurance.